Credit Products Specialist I - Sponsor Finance

Flagstar Bank is seeking a Credit Products Specialist I to support the underwriting, structuring, and management of commercial credit relationships. This role involves critical financial analysis, risk assessment, and sound credit decision-making, acting as a key partner to Relationship Managers. You will help structure new loan transactions, monitor portfolios, and identify potential risks.

• Analyze financial statements and assess borrower creditworthiness
• Prepare credit approval packages
• Monitor financial trends and covenant compliance
• Identify potential credit risks and recommend actions
• Collaborate with sales and credit teams to structure deals
• Develop expertise in commercial lending and risk mitigation